THE BRAD LOAN by eMortgage Inc.

Our Mission: “To provide fast and easy CUSTOMIZED LOANS to help you be successful making money and building equity in Phoenix, Arizona Metro area real estate.”

Brad Gilbertson, President and Principal of eMortgage Inc., brings you what our many satisfied borrowers refer to as THE BRAD LOAN.

YOU HAVE THE CASH FOR YOUR DOWN PAYMENT BUT:

• You need your loan fast (3 to 6 business days)
• You want NO pre-payment penalty
• You want a NO DOC loan or a LOW DOC loan
• Your credit took a hit due to a foreclosure, shortsale, bankruptcy, or other financial setback
• You have great credit  but you have maximized the number of properties you can finance with conventional loans
• You want a loan that covers purchase price & renovation costs
• You want up to 70% LTV financing
• You want up to 80% CLTV (20% cash down, 60% BRAD LOAN 1st position mortgage, up to 20% Seller 2nd  position carry-back financing)
• You want up to 100% LTV loans (available with cross collateralization )
• You want “cash out financing” to satisfy other financial obligations or renovation
• You want a loan of $25,000 to $500,000
• You just want FAST, EASY and SIMPLE
• You want to take advantage of the Federal Tax Credit for FIRST TIME & "MOVE UP" HOME BUYERS

In other words, you need terms the Banks and other private lenders don’t offer, and you need a loan CUSTOMIZED TO YOUR NEEDS. These loans are often referred to as “hard money”, “private money”, or “equity loans”.

(Terms in orange are explained further on our FAQ page, please click to learn more)

Call 480.948.0880 or fill out our 5 minute, simple, online loan application. You will receive a loan quote with rates and terms for a BRAD LOAN customized for your needs.